Refinance Mortgage


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Is it possible to refinance mortgage with poor credit?


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Mortgage Refinance - Mortgage Insurance Premium?
I am working on a mortgage refinance. I am going from a 7.5% to a 5.25% rate. The issue is that because of the value of my home and what I owe on it, I have to pay $6,000 Mortgage Premium Insurance. Is this legit and/or am I paying too much? This doesn't seem like a good deal.

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Refinance Mortgage or wait until later?
My wife and I bought a house 2 years ago...$210,000 at 5.85% 30yr fixed. As 25 year olds it was our first purchase. Is now a good time to refinance to a lower rate. I'm not looking to borrow any more money. We have perfect credit. Any information would be greatly appreciated...thank you.. Thanks for the info...This is a house that we are planning on being in for the long haul. I think I like the idea of knocking YEARS off the loan rather than save a small amount per month...I'll continue to explore and all the help is really appreciated.

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