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Mortgages???? UK only?
What mortgage and can I get one? In UK? I earn £1400 a month gross self employed... I have just started out being self employed. Before this I was a student and paid a scholarship which was tax free and reflected a salary...it was around £25K but was intended as a student bursary and therfore the inland revenue said I would not be taxed. Before that I did not work but lived off savings and stayed rent free at parents (in the past I had given my whole salary to them..so they were ok...with me living rent free). Before that I worked as a self employed person for a few months before deciding to go into full time studies (which my parents helped me...as NOT working). Before that I worked on PAYE for 3 yrs. I am a bit scared as although I want to get a mortagage I have no proper pay history and now do not have sufficient accounts as I am re-starting as a self employed person. I have no accounts as I have just re-started...so can I get a mortagage and if so which one? I My mate suggested avoiding a conventional mortagage and instead getting a A BUY to let mortagage instead....as this will not involve showing accounts...but then will I lose out on the perks of being a first time buyer like...getting 5% deposit paid? 6 minutes ago - 3 days left to answer. - Report Abuse

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How do I get a mortgage?? UK?
I earn £30600 gross a year but am not sure how to get a mortgage. I can only seem to get £70,000 - £85,000 on online quotes. This would not buy anything where I live in essex. A 1 bedroom flat is average cost of £130,000. So how would I go about gettting this size mortgage?? Any suggestions please x

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who does 100%self certified mortgages?
i was told you can get this and don't need to prove your income as you only pay back the interest.i do not have a deposit so i would need a 100% self certified mortgage.uk only please.

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